You can trust our team of local Seattle mortgage lenders and brokers!
If you are based in Seattle, WA, and looking for mortgage brokers in the area, you can choose PierPoint Mortgage. We have been in the business for over 50 years and have helped many Seattle residents purchase their dream home!
Range of Services Provided by PierPoint
A good lender or mortgage company is one that is not only helpful at all times but also allows you to explore all the options so that you can make your choice. And that’s what we do at PierPoint.
Our team of experienced investment professionals, loan officers, and mortgage lenders, Seattle can guide you through the loan process and various mortgage programs. But before we get down to business, let’s first know what services you can expect to receive from PierPoint Mortgage. So, here is a list of all the mortgage loans, Seattle you can get with the help of PierPoint Mortgage:
Other Mortgage Products offered by PierPoint include:
Get a Mortgage in Just Four Steps!
Contrary to traditional belief, the citizens of Seattle do not have to worry about going through the taxing mortgage process alone. With PierPoint Mortgage, applicants can now apply for a mortgage in just four steps. These include:
Step 1: Fill out an online mortgage application.
Step 2: Getting a loan estimate (followed by a mortgage lender review).
Step 3: Provide additional information for perusal and a final decision.
Step 4: Review and sign the agreement & deposit the down payment as well as the closing cost.
Although we know that our applicants are proactive and know what’s good and bad for them, we still remind them to read all the terms & conditions with utmost care. Reading the mortgage rates, lender fees, interest rates, monthly payment loan amount, etc. is especially advised.
Give your consent only after you have considered all the details and made the right decision!
How To Know If You Have Chosen The Best Mortgage Lender Seattle?
Most people make the largest investment of their lives through a mortgage. Make sure you work with mortgage brokers Seattle, who are the best when it comes to such an important transaction.
There are some lenders that provide just the basic services, others provide additional services such as mortgage insurance, low-down payment mortgages, and so on. It is actually your requirements that can help you know which lender will be best for you!
Consider these traits of the top Mortgage Lenders in Seattle, Washington.
The best mortgage brokers Seattle assist people in finding and closing home loans without letting them feel overwhelmed during the process.
Although there are numerous lenders in the city, not everyone can handle your case; you surely need an experienced team by your side. But how will you know?
Simple: The best mortgage brokers Seattle will simplify a process that is incredibly complicated and confusing. They will be able to guide you to the right loan. If you are planning on choosing the right Mortgage Lenders in Washington, make sure they have these four qualities:
1. Serving your best interests
Don’t trust any local Seattle mortgage lenders who are eager to close the loan. Typically, you will be dealing with someone who wants to sell the loan for their own personal gain. In light of your financial situation, a professional can help you evaluate a mortgage carefully. Beware of brokers who try to get you to commit to a larger mortgage by telling you, “It’s only a little more each month.”
2. Lenders who deliver the right service always pay attention to the details
Financial transactions involving mortgages can be incredibly complex. A broker who is not on top of the game can easily miss dozens of details. Provide high scores to prospective trusted mortgage brokers Seattle who call you back quickly and are on time for meetings during the interview process. Request references from vendors they work with, such as appraisers and title companies. As much as you do, these people rely on detail-oriented brokers.
3. Transparency is the key
When they’re hunting for loans, expert mortgage lenders Seattle who are desperate play the low-ball game. Don’t fall for promises you can’t keep. They usually try to trick you by playing a bait-and-switch game. Either you can expect to be charged hidden fees or your rate will be changed at the last minute. They can only deliver something that’s too good to be true by doing so. Thus, make sure that you choose a trusted mortgage company that won’t hide anything from you. They would keep everything clear and upfront so that you are always informed about everything. That’s exactly what we do at PierPoint Mortgage Seattle, WA. For us, transparency is the key to winning customer trust.
4. Being upfront about fees
Many brokers and mortgage companies in Seattle work hard for their money, so they deserve fair compensation. An honest individual will have no problem disclosing their compensation if they bring value to the table. Avoid those who avoid discussing fees or appear skittish about them.
It is fortunate that you will never have to worry about finding a mortgage company in Seattle with a team of the best expert brokers who show these positive characteristics. The best and most trusted mortgage brokers do not have to seek out new business.
Still, having doubts? You can simply choose PierPoint Mortgage which has demonstrated experience in this field.
Contact PierPoint, One of the Best Seattle Mortgage Brokers!
Even if you know how to choose the right lender, the process will still be tiring. So, you can simply choose PierPoint Mortgage, as we have expertise in the lending industry and can provide you with an affordable mortgage loan in Seattle.
We can guarantee you one thing, if you choose us, you will notice all of our staff display these traits. Don’t you believe it? Try us! Schedule a free consultation to know more about us and the mortgage services and mortgage products we offer in Seattle, Washington. Call us right now!
As a first-time home buyer, I was extremely grateful to have worked with such a knowledgeable and experienced mortgage broker. They walked me through every step of the process, from pre-approval to closing, and ensured I was comfortable with every decision. I would highly recommend them to anyone looking for a mortgage broker in Seattle.
10:03 06 Dec 22
Thanks for the great help! They are the best mortgage lenders in Seattle. They helped me get a good rate, were very knowledgeable and helpful, and were able to close my loan promptly. I recommend them to all of my friends who are looking for a lender, they will not disappoint!
Phyllis H. Marshall
05:44 27 Oct 22
I guess I am writing this review about them for the first time. I appreciate their way of working at Pierpoint. People are professional and they take time to help me understand my home loan approval process. Thanks a lot, guys!
05:06 14 Oct 22
Just Woww. The staff was really helpful. The loan officer provided me with their calling number. Was so relieved when they answer my queries. I am very much thankful to them. Thanks for all the help!
10:50 13 Oct 22
Had a very good experience and I really trust them to be one of the best mortgage companies providing service in Seattle.
10:57 12 Oct 22
It is a trustworthy mortgage provider. When I decided to refinance my mortgage with this firm, I made a wise choice. I am very grateful to the team for helping me find the best refinance. They were dedicated and professional, and they made the process simple for me.
04:43 11 Oct 22
Thanks PierPoint! I was really worried about opting for a reverse mortgage because I uncertain about my income post-retirement. But this company's excellently designed products and services have made me more financially secure post-retirement. I am really grateful to this company.
07:26 15 Sep 22
This loan company was recommended to me by a friend. Even with my low credit, they were able to get me approved for a home loan. Thank you, guys!
06:48 19 Apr 22
I am so grateful to this mortgage broker for providing me with a loan. I was in need of cash, and the staff made it possible for me to get a good deal.
10:32 22 Nov 21
Customers get a whole new level of service. With these lenders, I applied for a loan, and they assisted me with the application process.
06:28 05 Aug 21
Have Some Questions? We Are Always Here To help!
What does a mortgage broker do?
A mortgage broker acts as an intermediary between the borrower and the lender, helping the borrower find the best mortgage deal.
Why would you need a mortgage broker?
You would need a mortgage broker if you want to save time and effort in shopping for a mortgage and want to explore multiple options.
How to get an affordable mortgage?
To get an affordable mortgage, shop around for the best interest rates and loan terms, improve your credit score, and save up for a larger down payment.
How much is a down payment on a house in Washington?
The down payment on a house in Washington can range from 0% to 20%, depending on the loan type and the borrower’s creditworthiness.
What is the average monthly mortgage payment in Seattle?
The average monthly mortgage payment is close to $5000 but it keeps changing with other micro and macroeconomic factors that come into play.
We Are Here To Help You
Our Seattle, Washington Office
With 50 years of experience in the industry, PierPoint Mortgage is offering the finest mortgage services. We deal in various mortgage programs that will help you become a proud homeowner.