Your Mortgage, Our Mission — 100+ Lenders Competing for the Best Rate in 15 States

PierPoint Mortgage LLC was founded in 2003 with a straightforward mission: give borrowers access to more loan products and better rates than any single bank can offer. We operate as a licensed mortgage brokerage under NMLS #112844, connecting consumers directly to wholesale lending channels that are not available through retail banks or online-only lenders.

Our team holds active state licenses across Alabama, California, Colorado, Connecticut, Florida, Georgia, Louisiana, Maine, Michigan, North Carolina, Oklahoma, Oregon, Pennsylvania, Virginia, and Washington. With 31+ years of mortgage industry experience, we have closed loans for first-time buyers, multi-property investors, self-employed business owners, military veterans seeking VA loans, and retirees pursuing reverse mortgages. Every loan is shopped across hundreds of lenders to ensure the most competitive terms available.

What separates PierPoint from large retail lenders is accountability and access. When you call us, you speak directly with a licensed loan officer who manages your file from application through closing. We do not hand borrowers off between departments or route calls to overseas service centers.

Our broker model means we have no obligation to push proprietary products. If a competitor offers a better rate on a specific program, we tell you. That transparency has earned us a 4.9-star Google rating and repeat business from clients who return for refinances, investment properties, and referrals to family members. PierPoint Mortgage exists to serve the borrower, not the bank.