Document Checklist

Standard Documentation
The following documentation is usually required during the loan process:
- Most recent 30 days of pay stubs from all jobs
- Most recent 2 months of bank statements
- Most recent 2 years of W-2s from all jobs
- Most recent 2 years of Federal Tax Returns if you file a Schedule C, E or F or claim employee business
- expenses
- Copies of state-issued picture ID
Documentation if Applicable
The following additional documents may be required if they apply to you:
- Bankruptcy discharge papers & copy of Bankruptcy Petition with all schedules if discharged in last 7 years
- Foreclosure documentation (Sheriff Sale Deed)
- Divorce decree if ongoing financial obligation or the property award is involved
- Social Security award letter
- Income Award letters (social security, pension, VA disability)
- Current 401k, IRA or investment account statement Mortgage offers a 3.5% and a 1.5% down payment option
VA Loans
If you are a veteran applying for a va loan, the following documentation will be required:
- Copy of DD214 if discharged from the military within the last two years.
- Copy of LES if using military pay to qualify
- Proof of any additional military/VA pay

PierPoint Mortgage offers a wide range of products with the best mortgage rates in the USA. Our mortgage lenders and brokers in the USA serve clients across Alexandria, Atlanta, Auburn, Bay City, Dearborn, Denver, Grand Rapids, Los Angeles, Miami, Norton Shores, New Orleans, Norwalk, Philadelphia, Portland, Stamford, Seattle, Tulsa, Wetumpka, and the surrounding areas.