HomeFHA Loans


FHA Loans

CHOOSE PierPoint Mortgage For Your New Home Purchase

Choosing the FHA Mortgage loan can give you a chance to own the home of your dreams. An FHA home loan is a government-subsidized loan that is not only popular with first time homebuyers, but with buyers who have previously purchased a home.

The eligibility criteria are flexible and the credit score requirements are not strict. Which is why FHA loan attracts the first-time homebuyer. Some borrowers can also qualify for down payment assistance.

There is no set income limit with HUD-FHA insured mortgage programs. That is why anyone could qualify for FHA loan if they are having good credit history and can handle the monthly mortgage payment.

FHA Loans Information

How FHA Loans Works

We offer FHA approved lender services. This type of loan is guaranteed by the Federal Housing Administration and provides you with several financing options. This is the loan type most commonly used by people who are purchasing their first home because it comes with fewer restrictions on qualifications. In fact, some borrowers may qualify for down payment assistance. We also offer FHA refinance products including low-documentation or streamline refinance options.

FHA loans carry reasonable penalties if a borrower is more than 15 days late on a monthly payment.

There are no income limits with a HUD-FHA insured mortgage, so almost anyone can qualify, as long as they have a reasonably good credit history and can afford the monthly mortgage payments.

You can also combine FHA mortgage programs with many first-time homebuyer grants or down payment assistance programs.

Down Payment Options

Low down payment options available.  PierPoint Mortgage offers a 3.5% and a 1.5% down payment option.

Credit Requirements

FHA mortgage loans are not particularly credit score driven, and because of this, they are very attractive for people with less than perfect credit. (There is a minimum credit score, however). With a small down payment and fantastic rates, it is easy to see why home buyers choose this option.

    Get Pre-Approved Now!

    Get Pre-Approved Now!

    Get Pre-Approved Now!

    Get Pre-Approved Now!


    NMLS# 112844


    PierPoint Mortgage, LLC, was founded in 2003 and had been offering brilliant services ever since. It is a nationwide mortgage broker that has over 50 years of mortgage experience.


      © Copyright 2021 PierPoint Mortgage. All Rights Reserved.