Trusted Mortgage Lenders In Tulsa, Ok
Choose the Most Trusted Mortgage Lenders in Tulsa, OK
When you’re buying a house, the most important thing you’ll do after choosing a home is to find a suitable mortgage lender. It’s not always easy to get a mortgage until you know the process and meet the required eligibility criteria.
Applying for a mortgage can be a rather complex and frustrating process, and most people don’t know what to expect. So, if you are feeling lost about where to start your mortgage process, PierPoint Mortgage is here to assist.
Our team will guide you throughout the mortgage process, from application to closing. We are the leading mortgage company in Tulsa with an extensive track record of assisting clients as per their needs. You can trust our mortgage professionals to make your home loan process smooth and hassle-free.
Apply online and get a personalized mortgage loan today!
Types of Loan Products We Offer
At PierPoint Mortgage, we offer more than just traditional mortgages, including:
- Conventional Loans for New Home Purchases
- Refinancing an Existing Mortgage
- Reverse Mortgage
- VA loans
- USDA Rural Development Loans
- Jumbo Loans
- FHA Loans
- Home Equity Loans
Our loan officers will explain the whole process in detail and clarify any doubts you may have. So, no matter your home-buying goals, our experienced mortgage brokers in Tulsa have got you covered!
What are the Basic Steps to Apply for a Mortgage Loan in Tulsa, OK?
When applying for a mortgage loan, the loan process may vary slightly from lender to lender. However, the basic steps usually include:
Selecting the Loan
First-time homebuyers may not be well-versed in the available mortgage options. Therefore, hiring a professional mortgage company can be highly beneficial.
Our experienced mortgage brokers will not only help you with the home loan process but also assist you in choosing the right loan.
Getting Pre-approved
Before putting in your mortgage application, you should consider getting pre-approved by a trusted lender. It is a crucial step as it helps applicants know their loan eligibility, get an estimate, and strengthen their approval chances.
Mortgage Application
After getting pre-approval for a mortgage and extending your offer, it’s time to get started with your mortgage application. For this, you don’t have to go through any hassle.
Simply fill out our online application form and wait for the assessment. If you have any questions regarding the application process, we can help you connect with an experienced mortgage loan originator today!
Loan assessment
During the loan assessment, lenders usually require applicants to submit the relevant documents supporting their application. You also need to upload essential documents such as state-issued photo ID, income proof, credit history, etc.
You can also use our online mortgage calculator to get a potential estimate of the mortgage amount and monthly installments before submitting your loan request.
Approval and Closing
If you fulfill the mortgage lender’s specified credit criteria, you will receive the loan approval along with the loan document. It will contain all the terms and conditions of the mortgage.
Make sure to carefully read and agree with the contract before signing it and sending it back to the lenders. Once everything is finalized, you will be a proud homeowner after paying the down payment and closing costs.
If you want to buy your dream home in Tulsa, OK, don’t delay it for long. Reach out to our mortgage experts and explore our mortgage loan programs today!
The Pre-approval Process
If you want to speed up your home-buying process by getting fast loan approval, you should consider getting pre-approved by a trusted lender. The pre-approval may usually take a few days to over a week.
At our mortgage company, Tulsa, you can easily get pre-approved by following a few simple steps:
- Get Your Credit Score Checked
- Provide documentation (i.e. Proof of income, Proof of assets, Debt-to-income ratio)
- Employment verification
- Obtain a loan estimate
- Get your preapproval letter
Is a Good Credit Score Necessary to Get Pre-approval for a Mortgage Loan in Tulsa, OK?
You need a couple of things to get pre-approved, and a good credit score is at the top of the list, especially if you are seeking a conventional loan.
Most financial institutions providing mortgages usually require a high credit score for loan approval. However, there are other loan options where a lower credit score might be accepted.
For example, at PierPoint Mortgage, you can find customized mortgage solutions, including FHA loans, which may generally accept a slightly lower-than-ideal credit score. This is what makes us one of the most trusted mortgage companies, Tulsa. However, you can also attempt to increase your credit rating if it is only short by a few points.
If your financial situation is less than ideal, here are a few easy ways to boost your credit rating and increase your chances of getting approved for a mortgage loan.
- Pay all your bills on/before the due date
- Build a history of payments without defaulting/late payments
- Make sure to pay your credit card payments timely
- Minimize your spending to limit the credit utilization rate
- Have an alternative income source
A better credit score can help you secure a better mortgage. Thus, you can consider consulting with our top mortgage lenders, Tulsa to assist you throughout each phase of the application process. In addition, we can also help devise efficient strategies to improve your credit by analyzing your detailed credit history.
So, when you are looking for a home loan and a mortgage broker in Oklahoma that can accommodate your particular borrowing needs, PierPoint Mortgage is your one-stop destination.
Looking for A Mortgage in Tulsa, OK?
Everyone has a dream home that they want to live in one day. Thus, people spend a lot of time finding the perfect place. However, a lack of mortgage planning can become a problem in your path. In that case, you can make your home-buying process smooth with our licensed and experienced mortgage brokers, Tulsa by your side.
If you want to make your dream of home ownership a reality, consult PierPoint Mortgage, one of the most reliable mortgage companies in Tulsa, today!
Reviews
My experience with this mortgage company was outstanding. The specialist exceeded my expectations by guiding me through various loan options. They provided expert knowledge on USDA loans, which proved to be invaluable. I'm very pleased and thankful for the great work they did.
Cecilia Hawkins
09:11 01 Jun 23
When it comes to top mortgage lenders, this company is at the forefront. They offered me excellent rates and terms that perfectly matched my needs. Their professionalism and efficiency were impressive.
Glenda Chapman
04:44 01 Jun 23
When it comes to mortgage lenders, this company stands out. They offered competitive rates, excellent customer service, and made the home loan process seamless.
Marlon Charlesbois
04:35 30 May 23
For reliable mortgage brokers near me, I highly recommend this company. Their local expertise and extensive network helped me find the right mortgage for my new home.
Robyn Hicks
04:26 29 May 23
When I needed mortgage advice, I reached out to their mortgage advisor. Their guidance was invaluable, and they helped me navigate the complex world of mortgages with ease.
Frankie Reynolds
05:28 27 May 23
For an online mortgage broker, this company sets the bar high. The convenience of their digital platform combined with their excellent customer service made my mortgage journey a breeze.
Winifred Mills
04:46 26 May 23
Online mortgage lenders can be hit or miss, but this one is a hit! They provided competitive rates and a seamless online experience. Highly recommend their user-friendly platform.
Linda Obrien
04:02 25 May 23
For VA loans, I highly recommend this mortgage company. They have a deep understanding of the requirements and made the entire process hassle-free for me as a veteran.
Kellie Ferguson
04:32 24 May 23
I highly recommend the mortgage lenders at this company. They offered competitive rates and flexible terms, ensuring I got the best mortgage deal that suited my financial needs.
Yolanda Jackson
04:45 23 May 23
When it came to USDA loans, this mortgage company stood out. Their team specialized in these loans and guided me through the entire process. I'm now a proud homeowner thanks to their assistance.
Milton Bowman
11:42 16 May 23
When I was looking around for mortgage companies, I stumbled on this one and they were so cool! They really knew their stuff and made me feel at ease. And they found the best mortgage rate ever when I bought my house - it felt like it was meant to be. Highly recommend these guys.
James Carroll
04:17 16 May 23
Although the service at this business was excellent, the mortgage lending process can be a little confusing. They took the time to walk me through each stage of the process and were always available to answer my questions. I would certainly advise them to anyone looking for a mortgage provider.
Joel Lane
13:20 25 Apr 23
I'm very glad I came across PierPoint Mortgage! They assisted me in locating the ideal mortgage for my new home and are true pros. I wholeheartedly endorse them to anyone searching for a mortgage broker in the Wetumpka, Alabama, area because they made the process so simple and stress-free.
Ann Wright
04:58 04 Apr 23
The degree of care I received from this mortgage provider, which I discovered nearby, impressed me. They had competent and helpful mortgage brokers.
Krystal Mason
09:52 31 Mar 23
I was curious to find out more about VA loans because I am a veteran. This mortgage company's mortgage specialist was quite helpful and guided me through the procedure. Thanks to them, I am now a happy homeowner!
Bertha Burton
12:54 27 Mar 23
I cannot say enough good things about PierPoint Mortgage in Tulsa, OK. They made the entire home-buying process so much easier for my wife and I. We were first-time home buyers and had a million questions, but the team at PierPoint Mortgage was always there to answer them and help us out. They got us a great deal on our mortgage.
Jennifer Mason
06:42 22 Mar 23
I am very happy with the mortgage broker services I received from Pierpoint Mortgage in Bay City, MI. They were very helpful in finding the right mortgage for me and getting the process done quickly and efficiently. I would definitely recommend their services to anyone looking for a mortgage broker in the area.
Diane Fields
09:55 21 Mar 23
I was able to find an excellent online mortgage broker through this company. They made the process of obtaining a home loan easy and stress-free.
Bobbie Hayes
12:38 18 Mar 23
PierPoint Mortgage is one of the best mortgage companies around. I highly recommend them to anyone looking for a mortgage in Tulsa.
Henry Young
06:24 11 Mar 23
PierPoint Mortgage in Wetumpka, AL provided me with the best home loan I could have asked for. They had great interest rates, and they were able to work with my schedule. I would highly recommend them to anyone looking for a home loan.
Melanie Wheeler
12:16 06 Mar 23
I've worked with a few different mortgage companies in the past, but this one truly stands out for its exceptional customer service. My finance broker was always available to assist me and provided excellent advice and support throughout the entire loan process.
Lisa Walker
05:04 23 Feb 23
I was initially worried about the fees and hidden costs associated with securing a mortgage, but the transparency and honesty of this loan company's process made me feel at ease. They truly do offer the best mortgages.
Vera Gutierrez
10:57 22 Feb 23
I've worked with several mortgage brokers in the past, but none of them have been as communicative and helpful as the ones at this top mortgage lender. They were with me every step of the way, making sure that I understood the process and was getting the best deal possible.
Lyndsey Moore
11:02 17 Feb 23
If you're in the market for a mortgage, it's important to find a reputable mortgage company that you can trust. I was thrilled to find this mortgage company near me that had great reviews and a track record of excellent customer service.
Frederic D. Brannon
12:26 16 Feb 23
PierPoint Mortgage made the home-buying process so easy for me and my wife. We were first-time home buyers and didn't know where to start. These mortgage specialists took the time to explain everything to us and were there for us every step of the way.
Sharon Abrams
05:18 15 Feb 23
They made me feel like a valued customer during the entire loan process. They got me the best mortgage rate possible and gave me top-notch customer service.
Florence Parker
10:49 14 Feb 23
As a veteran, I was eligible for a VA loan and I couldn't be happier with my experience. The mortgage company made the process easy and stress-free. I highly recommend this option to anyone who has served in the military.
Juanita Peters
12:08 09 Feb 23
With the assistance of this mortgage business, I recently refinanced my home loan, and I couldn't be happier. The mortgage specialist I worked with was knowledgeable and always available to answer any questions I had. If you're considering a refinance, I highly recommend you give them a try.
Milton Grant
10:38 08 Feb 23
I was having trouble making ends meet, so I decided to get a reverse mortgage from this mortgage company. I'm so glad I did! They were very helpful and informative, and I was able to get the money I needed to get back on my feet. I would recommend them to anyone in a similar situation.
Jorge Carr
06:30 09 Jan 23
I highly recommend this mortgage company to anyone seeking online mortgage lenders services. They were quick to respond to my inquiry and provided me with all the information I needed to make an informed decision. The process was fast and easy, and I couldn't be happier with the results. Thank you!
Madeline Fleming
11:47 08 Jan 23
The mortgage specialist at this company is very knowledgeable and was able to get me a great rate on my mortgage. They were also very responsive to all of my questions and helped me to understand the process very well. I would definitely recommend them to anyone looking for a mortgage specialist in Tulsa.
Paula Lopez
11:14 08 Jan 23
If you're in the market for a new home or a new loan, I would highly recommend this mortgage company. They were able to approve my loan application within a week, and their customer service was excellent. I was also able to get a great interest rate, which was a huge plus. Overall, I had a great experience with this company and would recommend their services to anyone else looking for a new loan.
Katherine Kelly
13:57 17 Dec 22
The service provided by this mortgage company was exemplary. I was kept informed at every step of the process and the team of professionals went above and beyond to secure me the best possible deal. Anybody seeking a financial broker should consider using their services, in my opinion.
Hattie Butler
12:56 16 Dec 22
I am so grateful to the team at pierpoint mortgage for helping me secure my dream home. They were extremely knowledgeable and helped me every step of the way. I would highly recommend them to anyone looking for a mortgage lender. Thank you pierpoint mortgage!
Sarah Boyd
12:30 14 Dec 22
It was so great to work with a company that was able to provide me with such a broad range of options for my mortgage. The finance brokers took the time to understand my needs and found the perfect solution for me.
Mary Evans
09:54 06 Dec 22
I was in need of a loan to purchase a new home, so I decided to go with a conventional loan from this mortgage company. The loan process was very easy and straightforward, and I was able to get the loan approval and funding I needed in a timely manner. The customer service was excellent, and they were always available to answer any questions I had throughout the process. I'm very happy with the loan I received and would recommend this company to anyone seeking a conventional loan.
Andrea Sanders
09:39 01 Dec 22
I used their online mortgage broker services. The business assisted me in connecting with the right underwriters, who provided me with affordable mortgage rates. I was able to save a ton of money on my mortgage because to this. I am very satisfied with this company's services and would suggest it to anyone searching for a reputable mortgage broker.
Brooke Anderson
13:12 26 Nov 22
I received the accurate refinance mortgage I needed from PierPoint Mortgage, and their customer service was spectacular. They made the process extremely easy and clear, and I was able to get a good rate. Thanks!
Margie Gonzales
08:25 24 Nov 22
When my online search for the best mortgage lenders turned up a number of positive reviews for PierPoint Mortgage, I decided to give them a shot. They provide excellent service, and I'm glad I made the wise decision to use it.
Sonja E. Keithley
12:30 09 Nov 22
If you're considering a Reverse Mortgage, I would highly recommend PierPoint Mortgage. They were extremely helpful in understanding my options and getting me the best deal possible. I'm now confident that my retirement years are sorted!
Fernando Newman
13:12 05 Nov 22
I decided to try PierPoint Mortgage when my online search for the best mortgage lenders showed a number of positive reviews about them. They do have an amazing service and I’m glad I made a smart choice by opting for it.
Sue Moreno
13:04 02 Nov 22
I was new to the whole mortgage process and wasn't sure what I was doing. But, the mortgage advisors helped me out every step of the way and made sure that I was happy with their services. They answered all of my questions and helped me get a great mortgage. I would recommend them to anyone who is looking for a mortgage advisor.
Theresa D. Whiteside
05:49 27 Oct 22
Good reliable home loan service ever. Thank you!
Karla Thompson
05:14 14 Oct 22
The simple loan process and friendly staff. Thank you so much for your help in getting me the best loan for my family's needs. Interest rates were really good. A must-hire service!
Gary Morgan
10:58 13 Oct 22
They always kept me updated about the whole conventional loan process. They even returned my calls timely so that I don’t face any loss. The interest rate that they provided was quite good. Better customer service experience. Thanks for your help!
Jamie Watkins
07:09 13 Oct 22
My mortgage application was handled by PierPoint Mortgage from the very beginning. With their assistance, I was able to purchase my ideal home. They provided truly excellent guidance and processing. They made my dream come reality, and for that I am really appreciative.
Cara Taylor
05:04 11 Oct 22
You individuals in the mortgage industry are very fantastic. I can't express my gratitude to you enough for helping us obtain our mortgage. Throughout this process, I was really pleased with the service, responsiveness, and attention to detail. The representative from your company's side was just outstanding because they were able to secure the lowest mortgage rates for us.
Regina Martinez
04:15 11 Oct 22
They were excellent, and we used them to obtain our mortgage.
Megan Parker
05:47 03 Oct 22
I would like to thank you for your help and support during the mortgage process. Without the help from PierPoint , we wouldn't have been sitting in our own house. Thank you again.
Laurie Bowman
12:52 22 Sep 22
I just got my mortgage via Pierpoint and I was very impressed with how professional they were. They offered a great number of options and the rates are very competitive. They even helped me find a home that I absolutely love! The process was very smooth and I didn't have to worry about anything because they were there to make sure it went through smoothly.
Patrick Fidler
11:44 12 Sep 22
Have Some Questions?
We Are Always Here To help!
What is the current mortgage rate in Tulsa?
The current mortgage rate in Tulsa varies but is generally between 3.25% to 4%. It’s best to check with the lenders at PierPoint Mortgage for more information.
How much is the average mortgage in Oklahoma?
There is no specific rate one can find for the average mortgage. However, Pierpoint mortgage provides the best mortgage loans with the best competitive interest rates.
What is the easiest type of mortgage to get approved for?
FHA loans are typically the easiest type of mortgage to get approved for, as they require a lower credit score and down payment.
How do I qualify for a mortgage in Oklahoma?
To qualify for a mortgage in Oklahoma, you’ll need to have a stable income, good credit, and enough money for a down payment and closing costs.
Who generally has best mortgage rates?
Credit unions and smaller banks tend to offer the best mortgage rates, but it’s always a good idea to shop around and compare offers.
How do you know if a mortgage is reputable?
A reputable mortgage should have transparent terms, no hidden fees, and be offered by a licensed and accredited lender.
We Are Here To Help You
Our Tulsa, Oklahoma Office
With 50 years of experience in the industry, PierPoint Mortgage is offering the finest mortgage services. We deal in various mortgage programs that will help you become a proud homeowner.
Address
7122 S Sheridan Rd Ste 1008,
Tulsa, OK 74133
Tulsa, OK 74133
