Refinance
Home loan refinancing basically means taking out a completely new loan, with a new term and interest rate to replace your current mortgage. Mortgage refinancing can have an enormous impact on your financial picture.
The primary reason for refinancing a mortgage is to negotiate a loan with a reasonable monthly payment amount and a reasonable rate of interest. Refinancing is a great option if the borrower wants to change the type of loan from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage.
Credit score plays an important role in refinancing. The lender will consider the credit history to determine if the borrower could repay the loan.
We Refinance All Loan Types!
Refinance Information
When you refinance you replace your existing loan with a refinance loan that will pay off your existing loan. The refinanced loan will have better features that look to reasonable your monthly payment.
A refinance loan does not require a down payment.
– Reduce your monthly payment ( the total finance charges may be higher over the life of the loan)
– Shorten your pay-off term
– Optimize your loan structure
– Consolidate your debt
– Fund large, one-time expenses
ABOUT US
PierPoint Mortgage, LLC, was founded in 2003 and had been offering brilliant services ever since. It is a nationwide mortgage broker that has over 50 years of mortgage experience.
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