HomeMortgage Lender in Dearborn, MI

Dearborn, Michigan

Are you Looking to Buy Your Dream Home in Dearborn?
Mortgage Broker Lenders Dearborn, Michigan

Purchasing a perfect home in Dearborn is hard enough, you don’t need to have added complications by figuring out what loan options work best for you.

We understand that the home-buying process can be rather overwhelming for a new homebuyer. Therefore, our trusted mortgage brokers in Dearborn are here to help you get an easy mortgage loan.

We are a leading team of experienced mortgage brokers providing excellent services for residents across Dearborn, MI, and nearby areas. Our experts at PierPoint Mortgage will take over all the hassle of paperwork from beginning to closing.

So, what are you waiting for? Explore our mortgage programs today!

How to Apply for a Mortgage Loan?

Once you have found a home that you want to buy, you are ready to apply for a mortgage loan. For this you need to follow the below steps:

1. Submit Your Application

First, you need to complete a loan application for which you will need to submit several documents. As documentation requirements may slightly differ from lender to lender, you should keep a few basic documents handy.

Here are the common documents you’ll need:

  • Your Identity Proof (License, Passport, or other Govt. Issued Photo ID)
  • Your Social Security Number
  • Pay stubs from your employer
  • Income Proof (from employment or alternative income sources)
  • Income tax returns
  • Recent bank statements
  • Credit history
  • Details of any existing loans
  • Information related to relevant real estate property

For this, you can sign up with PierPoint Mortgage and submit your loan application to get started today!

2. Get Loan Estimate

After you upload all the documents for assessment, you will need to wait to know your loan eligibility and estimated loan amount. It may generally take a minimum of 3 days to complete the assessment so you need to stay patient.

3. Provide Additional Information

Sometimes lenders may require additional information during the application process, thus, you should respond promptly. Submitting all the required documents fast can help accelerate the application process.

4. Home Appraisal

A home appraisal is usually required to ensure your loan requirements and home’s sale value align with each other. The loan amount will be determined based on this evaluation.

Furthermore, the debt-to-income ratio and your overall financial situation can also impact your mortgage approval.

5. Closing

If everything is in order, the mortgage broker will make arrangements for closing. If you have any doubts regarding the down payment, mortgage rates, or monthly mortgage payments, you can discuss them with the mortgage brokers before closing.

You will need to read and accept the terms of the agreement and prepare the down payment, and final closing costs.

If you are considering applying for home loans in Dearborn, feel free to schedule a consultation with our experts today!

Take Advantage of Our Years of Experience and Mortgage Knowledge

PierPoint Mortgage has accumulated extensive experience over the years and assisted home buyers across Dearborn get the best deals on mortgage loans. Whether you need assistance with a new mortgage, cash-out refinance option for an existing mortgage, reverse mortgage, or Jumbo Loans, we have got you covered!

We offer an array of loans as well as mortgage products including:

  • Jumbo Loans
  • Conventional Loans
  • VA Loans
  • USDA Loans
  • FHA Loans

Simply apply online and get in touch with our team to learn more.

Why Hire a Mortgage Broker from PierPoint Mortgage?

Our licensed and highly experienced mortgage experts will ensure everything goes smoothly from the beginning to the end.

Since we have years of experience in the mortgage industry, our team is well versed in the local regulations and possesses extensive knowledge to make the home loan process as effortless as possible.

Moreover, you can enjoy the following benefits:

Low Down Payment

When purchasing a first home in Dearborn, a down payment will be required. However, if you want to find a mortgage loan with a low down payment, you need to have a high credit score.

In that case, our mortgage brokers will look into your financial records and find the best strategies to lower your down payment.

Quick Pre-Approval

With a skilled mortgage expert on your side, you won’t have to face delays in getting pre-approved. Our experts will quickly determine the best mortgage amount and interest rate for which you can qualify.

Hassle-free Documentation

Our Mortgage lenders in Michigan will explain every step of the process in detail. From documentation to final approval, our team will take care of everything.

Want to get pre-approved for a mortgage loan? Apply online with PierPoint Mortgage and connect with a reliable mortgage broker today!

Get Personalized Mortgage services in Dearborn, MI

Need personalized mortgage services? Our trusted mortgage lenders in Michigan would love to help you figure out your mortgage options. We will consider all factors, including the monthly payment, loan repayment term, interest rate (variable or fixed), and many other factors to determine the best mortgage options for you.

You can use our free mortgage calculator to know your estimated monthly mortgage payments. And, if you have any other queries, feel free to schedule a consultation with our mortgage brokers at any time.

Consult with the Trusted Mortgage Experts at PierPoint Mortgage Today!

Hire the top-tier team of mortgage experts at PierPoint Mortgage to save yourself stress, time, and money when it comes to mortgage lending. We will ensure that your home loan process is as simple and efficient as possible.

Do you have any concerns about the mortgage process? Our experts are readily available to answer all your questions.

Simply apply online or give us a call to schedule a consultation today!

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    Reviews

    I am so glad I chose this mortgage company to refinance my mortgage. They were so efficient and helpful throughout the process. I was kept well informed of the status of my loan and the entire process was very smooth. I would definitely recommend this company to anyone looking to refinance their mortgage.
    A Google User
    A Google User
    06:38 01 Oct 22
    I am so glad I decided to go with this mortgage company for my USDA loan. They were very helpful and informative throughout the entire process, and I couldn't have asked for a better experience. I would definitely recommend them to anyone looking for a loan.
    A Google User
    A Google User
    12:51 30 Sep 22
    I got my conventional loan from this mortgage company and the process was very smooth. I would definitely recommend them to anyone looking for a good mortgage lender.
    Curtis Wilkerson
    Curtis Wilkerson
    10:19 29 Sep 22
    This mortgage company is excellent! They offer many services that make the process of buying a home easier. They have a wide variety of products and services that make it easy to find the right mortgage for you. They also have a great team of mortgage specialists who are always available to help you with any questions you may have. I would highly recommend this company to anyone looking for a mortgage.
    Richard Johnson
    Richard Johnson
    07:05 28 Sep 22
    I was really happy with the mortgage company I used. They were able to get me a great rate on my loan and I felt like they really had my best interests in mind. I would definitely recommend them to anyone looking for a mortgage lender.
    William Jhons
    William Jhons
    10:37 27 Sep 22
    We were really happy with the mortgage broker services provided by the company. They were very efficient and helped us purchase our home with a great mortgage rate. We would definitely recommend their services to anyone looking for a mortgage broker.
    Pauline Brooks
    Pauline Brooks
    05:09 15 Sep 22
    The team at this mortgage company were very helpful in finding us the right mortgage for our situation. They were able to get us a great rate and were there to answer any questions we had along the way. We would definitely recommend their services to anyone in the market for a mortgage.
    Melanie Hughes
    Melanie Hughes
    04:31 15 Sep 22
    I was pleasantly surprised by the level of service I received from the mortgage broker at this firm in Dearborn. They made the process of getting a mortgage seem simple and straightforward. I would definitely recommend their services to anyone looking for a mortgage.
    Robert M. Cruz
    Robert M. Cruz
    12:57 12 Sep 22
    The service provided by the mortgage company was great. They were able to get me a very good deal on my mortgage. They were also very helpful in getting all the paperwork done. I would definitely recommend them to anyone looking for a mortgage broker.
    Lindsay Morgan
    Lindsay Morgan
    12:25 09 Sep 22
    We were very pleased with the mortgage broker services provided by this firm. They were very professional and helped us find the best mortgage for our needs. We would highly recommend their services to anyone looking for a mortgage broker.
    A Google User
    A Google User
    08:57 08 Sep 22
    Obtaining a home loan can be a confusing and time-consuming process, but this company made it easy. They explained all of their options and worked with me to find the best mortgage for my needs.
    Nancy Wade
    Nancy Wade
    07:12 10 Aug 22
    The mortgage lenders were extremely helpful and knowledgeable. They took the time to understand my financial situation and helped me find the best mortgage option for my needs. I would recommend their services to anyone looking for a mortgage in Dearborn.
    A Google User
    A Google User
    10:04 19 Jul 22
    I really enjoyed the process of working with your mortgage lender services. Your assistance and support made the process smooth and easy. Thank you for all your help.
    Steven cox
    Steven cox
    09:56 12 Jul 22
    We were extremely pleased with the timely manner in which our mortgage request was handled. The team was able to work with us to get us the best possible mortgage for our home. We would definitely recommend mortgage company to our friends and family.
    Dorie Lindsey
    Dorie Lindsey
    07:38 16 Jun 22
    They deliver excellent home loan services while maintaining a high level of happiness. It comes highly recommended.
    Peggy Hammon
    Peggy Hammon
    12:55 31 May 22
    Those who work there excel in their profession and provide outstanding service for home loans. They provide the greatest services to their customers. Get in touch with them right away!
    Roy Conway
    Roy Conway
    03:43 28 May 22
    The people were quite helpful in getting a home loan at a competitive cost for us. I'm delighted to tell you that they handled the entire process for us, and we received our loan in no time. Thanks a ton!
    Shamra Lynzey
    Shamra Lynzey
    09:58 26 May 22
    They helped me in getting back on my feet when I was going through a difficult moment. I strongly advise anyone in need of a home loan to use their services.
    Cecilia Cole
    Cecilia Cole
    00:50 15 May 22
    Balentine Mannings
    Balentine Mannings
    08:05 03 May 22
    They were able to assist me in obtaining a home loan when I needed it most. You did an excellent job!
    Dianne Hicks
    Dianne Hicks
    09:49 13 Apr 22
    I'm really happy with their home loan service. It's top-notch. Thanks!
    June Robertson
    June Robertson
    11:21 05 Apr 22
    Thank you so much for helping me apply for a mortgage on such short notice. You guys were quite helpful. I’ll definitely call you people again in the future.
    Joanne Morrison
    Joanne Morrison
    09:23 01 Apr 22
    The company is very prompt at its services. They helped me find the best home loan in less than a week. I’m so grateful.
    Hazel Dixon
    Hazel Dixon
    14:22 28 Mar 22
    You guys have been the BEST. I will never forget your guidance from my loan application till the closing.
    Eloise Scott
    Eloise Scott
    07:37 25 Mar 22
    The loan officer made me feel as if he cared about my requirements. He not only explained the home loan process, but he also suggested which loan type would be ideal for my budget. Thank you very much!
    Brandy Young
    Brandy Young
    07:52 02 Mar 22
    My mortgage experience was made so much easier, clearer, and faster because of these people. Their services have left me speechless!
    Trisha Allen
    Trisha Allen
    11:02 26 Feb 22
    The team recently assisted us with refinancing a mortgage, and I must say that we are extremely pleased with their constant efforts and assistance in making everything go as smoothly as possible. Thank you very much, guys!
    Melody Taylor
    Melody Taylor
    10:22 13 Jan 22
    The lending company provided me with excellent advice and support for a home loan, which I appreciate. They made everything very simple for me. Thank you a lot!
    Marcella Brown
    Marcella Brown
    04:06 12 Jan 22
    The customer service representatives that work there are so polite, respectful and professional. They go out of their way to help me to provide the best home loan!
    Ethel Austin
    Ethel Austin
    08:17 04 Jan 22
    Hasan Algalham
    Hasan Algalham
    17:41 11 Dec 21
    I was searching for a home loan to purchase my first home. I went to the bank and asked for a loan, sadly they refused me. I did not give up at that moment. I searched online and found their company, who helped me a lot by giving me an instant loan. Thanks a lot, guys!
    Kathy White
    Kathy White
    08:07 06 Dec 21
    I have been looking for a home loan, I was searching online and found them. They helped me to solve my financial issues, and I am very happy about the service they provide.
    Minnie Rice
    Minnie Rice
    08:58 02 Dec 21
    I had the option to get a home advance for my home and have been residing cheerfully in it. I might have never done this without their assistance. Assuming that you are likewise confronting a similar issue as me, then, at that point, relax. Simply feel free to apply for a home advance through their master contract specialist!👐
    Isabel Kelley
    Isabel Kelley
    11:14 29 Nov 21
    With a home loan, I am able to afford to live in my house. This would not have been possible without their assistance. Let their expert mortgage broker help you get a home loan!
    Silvia Hall
    Silvia Hall
    07:54 26 Nov 21
    The team kept me on track during the whole home loan process, exactly what I needed. Thank you so much!
    newton olievA
    newton olievA
    07:20 22 Nov 21
    The loan service I received was excellent. My application was followed up on until it was processed successfully, and the team was proactive in contacting me to confirm the status of my application. This is the most best home loan service I've ever experienced.
    Lorene Perez
    Lorene Perez
    06:08 28 Oct 21
    We were very pleased with the results of our refinance. We received a fast, secure, and extremely beneficial refinance experience! They answered all of my questions and provided me with great support.
    Lauren Marshall
    Lauren Marshall
    09:07 14 Oct 21
    Their conventional loan service is excellent, and they have been responsive and reliable from the beginning.
    Victor Morris
    Victor Morris
    07:47 24 Sep 21
    Excellent customer service. People of great character. All experiences were satisfactory. My Mortgage loan was approved pretty quickly thanks to them.
    Edwin M. Doherty
    Edwin M. Doherty
    12:23 27 Aug 21
    The people here are really helpful. They give you the best advice regarding the procedure and formalities of the loan. They even helped me get a reverse mortgage on my house.
    Audrey Watkins
    Audrey Watkins
    04:25 18 Aug 21
    A great mortgage company with only the best employees. The amount of communication, responsiveness, and organization was incredible.
    Genevieve Carroll
    Genevieve Carroll
    10:53 11 Aug 21
    I was in desperate need of a loan and went online to look for one. Then I discovered these mortgage brokers near me, and the best option is that we can digitally upload documents. I had a great time working with them. They have my highest recommendation👍
    A Lvi
    A Lvi
    10:26 28 Jul 21
    As a professional mortgage lender, this company offers excellent service. I have never encountered a mortgage lender as good as them.
    Sally Brown
    Sally Brown
    10:35 21 Jul 21
    First time using this company and can't fault them. Talked me through the USDA loan process and explained my credit rating from first phone call to face to face meeting service was definitely recommended.
    Ariel Carla
    Ariel Carla
    19:22 28 Jun 21
    They went above and above to secure financing for our new house. You have made our dream a reality! Best mortgage lenders in town!
    Thomas Mendoza
    Thomas Mendoza
    11:17 27 May 21
    They had simplified the application for a home loan for me. I'm glad I went with them because they genuinely care about their clients and provide the best solutions possible.
    Willie C. Brooks
    Willie C. Brooks
    07:52 19 May 21
    Louis Wevers
    Louis Wevers
    04:56 13 Jan 21
    Everyone told me that buying a house is one of the most stressful experiences you will have in your life. I realized early on that this was only true when you didn’t have a team like PierPoint Mortgage with Shannon working for you. Their team is so efficient that we were able to close in eleven days! Shannon and his team understood our needs and desires and helped us find the perfect home for us!
    Layla Orizu
    Layla Orizu
    11:45 29 Jan 20
    Shannon was attentive, thorough, and knowledgeable. There was a lot of stuff I didn't know, and I never felt patronized or condescended throughout the whole process.
    Molye Pearson
    Molye Pearson
    09:05 28 Jan 20
    Shannon was terrific to work with again. Every aspect was handled quickly and efficiently and couldn't have gone any smoother. I would not hesitate to recommend Shannon and PierPoint Mortage to family, friends, or anyone who needs a mortgage.
    Morgan White
    Morgan White
    13:25 27 Jan 20
    I worked with PierPoint Mortgage on a refinance. I could not have been happier with their level of service, professionalism, patience, and pricing. I have referred friends and family to PierPoint Mortgage because of how glad I was with my refinance. I will use PierPoint Mortgage in the future for any mortgage needs.
    Tapia Lopez
    Tapia Lopez
    10:56 27 Jan 20
    Excellent customer service, very responsive, knowledgeable staff, and great opportunities. All around very helpful. Special Thanks to Shannon for his great support.
    Sienna Brown
    Sienna Brown
    07:12 27 Jan 20
    It was a great experience Shannon guided me through the whole process, keeping me informed every step of the way.
    Emma Davis
    Emma Davis
    09:55 23 Jan 20
    I would like to thank Shannon and PierPoint Mortgage team! In a small period, they got me my favorite property without any hassles. Feels great to be in touch with them.
    Ryan Murphy
    Ryan Murphy
    09:44 08 Jan 20
    Having one’s own home is a dream & PierPoint mortgage helped me in providing the best house with no compromises. Thank you & grateful!
    Kelly Smith
    Kelly Smith
    08:17 09 Dec 19
    Shannon helped me to get a mortgage fast and hassle free. I also received all documents in a very short period of time.
    Erica Molina
    Erica Molina
    11:36 18 Nov 19
    Shannon and his processor were amazing and greatly helped us financing our dream home. Shannon was very honest and patient with the process and responded to our emails and calls asap.. Our family greatly appreciates his help and do recommend having him as the mortgage broker.
    Ephraim Gruel
    Ephraim Gruel
    09:56 18 Nov 19
    Lindsey in marketing did a fantastic job with the website it was so easy to understand she even talk to me before I went in for my pre approval and showed me some things online to help me raise my credit score and then from there I just did my pre approval online I had to meet with the owner the company and what else can I say? it went smooth start to finish!
    Benn Edwards
    Benn Edwards
    08:44 17 Nov 19
    Shannon clarified much needed information for me on a loan. His prompt courteous attitude and knowledgeable expertise in weaving through the vague ocean of jargon was very helpful and refreshing to experience!
    Eden Levy
    Eden Levy
    12:19 12 Nov 19
    Thank you PierPoint Mortgage. Best place to address your loan files/cases. If you get lucky, you may find Shannon. Haven't yet met a great agent like him before. Thank ya'll
    Becky Gable
    Becky Gable
    08:13 06 Nov 19
    Amazing experience with Shannon and his team at PierPoint Mortgage. Got full support and assistance until my issues got resolved.
    Latonia Lacefield
    Latonia Lacefield
    13:13 05 Nov 19
    This was my first experience applying for a mortgage and throughout, Shannon from PierPoint Mortgage was really helpful and quick to answer any queries I had. I’d definitely recommend ⭐️⭐️⭐️⭐️⭐️
    Shoshana Ward
    Shoshana Ward
    09:12 28 Oct 19
    It was a splendid experience. Shannon from PierPoint Mortgage was highly cooperative and friendly in all ways possible. Good job guys!
    Ronald Moore
    Ronald Moore
    08:11 23 Oct 19
    Shannon & the PierPoint Mortgage team were excellent in all the ways one would ever hope for! Thanks!
    Denise Stovola
    Denise Stovola
    23:02 22 Oct 19
    The people at pierpoint were the best! shannon the loan officer was the best and terri in processing was super fast and always on the ball. even lindsey in marketing helped me with some tips on how to sell my former home! i am so glad i decided to go local with my mortgage because i got the quality time and support that i needed during the largest purchase of my life. i am defiantly recommending pierpoint to anyone i know who needs per-approvals and (or) a mortgage!
    Emma Frenz
    Emma Frenz
    16:34 10 Sep 19
    They did a fantastic job assisting me in the home buying process. They provided support every step of the way.
    Ada Smithson
    Ada Smithson
    20:10 30 Jan 19
    My LO Shannon and everyone at PierPoint Mortgage was always there to answer all of my mortgage questions. They made sure I knew what was happening every step of the way. Everything was processed quickly and I was able to move in to my new house within just a few weeks! So, I just want to say thank you again to everyone who helped with my mortgage!
    Nancy Robin
    Nancy Robin
    17:51 25 Jan 19
    Shannon at PierPoint Mortgage was amazing to work with on my home loan. He got everything processed quickly and was always there when I had even the smallest of questions (even after hours). I will definitely be recommending him to my friends and family in the market.
    Lisa Gonzaera
    Lisa Gonzaera
    16:12 25 Jan 19
    Thank you so much to our amazing loan officer Shannon. He was so professional and always took the time to answer our questions no matter how many we had.
    Davie Lucas
    Davie Lucas
    20:17 22 Jan 19
    PierPoint Mortgage got me a home loan super fast and they were really nice people to work with. If I ever buy another house, I would definitely use them as my mortgage broker again.
    Aurthor Santos
    Aurthor Santos
    18:46 10 Jan 19
    PierPoint Mortgage got me the lowest interest rate available. Great customer service, they were there to answer all my questions and concerns during the loan process.
    Ursala Bishcoff
    Ursala Bishcoff
    18:00 06 Dec 18

    We Are Here To Help You

    Our Dearborn, Michigan Office

    With 50 years of experience in the industry, PierPoint Mortgage is offering the finest mortgage services. We deal in various mortgage programs that will help you become a proud homeowner.

    Address
    6659 Schaefer Rd #1060,
    Dearborn, MI 48126
    313-327-3739

    ABOUT US

    PierPoint Mortgage, LLC, was founded in 2003 and have been offering brilliant services ever since. PierPoint Mortgage is a nationwide mortgage broker that has over 50 years of mortgage experience.

    NEWSLETTER

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