HomeChoose the Best Mortgage Lenders in Seattle, WA

You can trust our team of experienced Seattle mortgage lenders and brokers!

If you are based in Seattle, WA, and looking for mortgage brokers in the area, you can choose PierPoint Mortgage. We have been in the business for over 50 years and have helped many Seattle residents purchase their dream home!

A good lender or mortgage company is one that is not only helpful at all times but also allows you to explore all the options so that you can make your choice. And that’s what we do at PierPoint.

Our team of experienced brokers, investment professionals, and loan officers can guide you through the loan process and various mortgage programs. But before we get down to business, let’s first know what services you can expect to receive from PierPoint Mortgage. So, here is a list of all the loans you can get with the help of PierPoint Mortgage:

Home Loan Programs and Options

• Conventional loans
• USDA Loans
• FHA Loans
• VA Loans
• Jumbo Loans

Other Mortgage Products offered by PierPoint include:

Mortgage Refinance

Reverse Mortgage

Contrary to the traditional belief, the citizens of Seattle do not have to worry about going through the taxing mortgage process alone. With PierPoint Mortgage, the applicants now apply for a mortgage in just four steps. These include:

Step 1: Filling an online mortgage application

Step 2: Getting a loan estimate (Followed by mortgage lender review)

Step 3: Providing additional information for perusal and final decision

Step 4: Review and Sign the agreement & deposit the down payment as well as the closing cost.

Although we know that our applicants are proactive and know what’s good and bad for them, we still remind them to read all the terms & conditions with utmost care. It is especially advised to read the mortgage rates, lender fees, interest rates, monthly payment loans amount, etc.

Give your consent only after you have considered all the details and have made the right decision!

Most people will make the largest investment of their lives through a mortgage. Make sure you work with a mortgage broker who is the best when it comes to such an important transaction.

There are some lenders that provide just the basic services, some provide additional services such as mortgage insurance, low down payment mortgages, and so on. It is actually your requirements which can help you know which lender will be the best for you!

Consider these traits of top Mortgage Lenders in Seattle, Washington.

Good mortgage brokers assist people in finding and closing home loans without letting them feel overwhelmed during the process.

Although there are numerous lenders in the city, not everyone can handle your case; you surely need an experienced team by your side. But how will you know?

Simple: the best mortgage broker in Seattle will simplify what is often an incredibly complicated and confusing process. An experienced mortgage broker will be able to guide you to get the right loan. If you plan on choosing the right Mortgage Lenders in Washington, make sure they have these four qualities:

Serving your best interests 

Don’t trust a mortgage broker in Seattle who’s eager to close the loan. Typically, you’ll be dealing with someone who wants to sell the loan for her own personal gain. In light of your financial situation, a professional can help you evaluate a mortgage carefully. Be wary of brokers who try to get you to commit to a larger mortgage by telling you, “It’s only a little more each month.”

1. Lenders who deliver the right service always pay attention to the details

Financial transactions involving mortgages can be ridiculously complex. A broker who is not on top of his game can easily miss dozens of details. Provide high scores to prospective trusted mortgage brokers who call you back quickly and are on time for meetings during the interview process. Request references from vendors they work with, such as appraisers and title companies. As much as you do, these people rely on detail-oriented brokers.

2. Transparency is the key

When they’re hunting for loans, expert mortgage lenders in Seattle who are desperate play the low-ball game. Don’t fall for promises you can’t keep. They usually try to trick you by playing a bait-and-switch game. You can either expect to be charged hidden fees, or your rate will be changed at the last minute. They can only deliver on something that’s too good to be true by doing so. Thus, make sure that you choose a trusted mortgage company that won’t hide anything from you. They would keep everything clear and upfront so that you are always informed about everything. That’s exactly what we do at PierPoint Mortgage. For us, transparency is the key to winning customer trust.

3. Being upfront about fees

Many brokers and mortgage companies in Seattle work hard for their money, so they deserve fair compensation. An honest individual will have no problem disclosing their compensation if they bring value to the table. Avoid those who avoid discussing fees or appear skittish about them.

It is fortunate that you will never have to worry about finding a mortgage company in Seattle which has a team of the best expert brokers that shows these positive characteristics. The best and most trusted mortgage brokers do not have to seek out new business.

Still, having doubts? You can simply choose PierPoint Mortgage which has demonstrated experience in this field.

Even if you know how to choose the right lender, the process will still be tiring. So, you can simply choose PierPoint Mortgage as we have expertise in the lending industry and can provide you with maximum return on investment.

We can guarantee you one thing, if you choose us, you will notice all of our staff display these traits. Don’t believe it? Try us! Schedule a free consultation to know more about us and the mortgage services and mortgage products we offer in Seattle, Washington. Call us right now!