HomeMortgage Lender in Tulsa, OK

Tulsa, Oklahoma

Get Customized Mortgage Solutions in Tulsa, OK
Mortgage Broker Lenders Tulsa, Oklahoma

When it comes to buying a house, your most crucial decision after choosing a home will be to find a suitable mortgage lender in Tulsa, OK. It’s not always easy to get a mortgage until you know the process and meet the required eligibility criteria.

Applying for a mortgage can be a rather complex and frustrating process, and most people don’t know what to expect. So, if you are feeling lost about where to start your mortgage process, PierPoint Mortgage is here to assist.

Our team will guide you throughout the mortgage process, from application to closing. We are the leading mortgage company with an extensive track record in assisting clients across Tulsa and nearby states. You can trust our mortgage professionals to make your home loan process smooth and hassle-free.

Apply online and get a personalized mortgage loan today!

Types of Loan Products We Offer

At PierPoint Mortgages, we offer more than just traditional mortgages, including:

  • Conventional Loans for New Home Purchase
  • Refinancing an Existing Mortgage
  • Reverse Mortgage
  • VA loans
  • USDA Rural Development Loans
  • Jumbo Loans
  • FHA Loans
  • Home Equity Loans

Our loan officers will explain the whole process in detail and clarify any doubts you may have. So, no matter your home-buying goals, our experienced mortgage brokers have got you covered!

What are the Basic Steps to Apply for a Mortgage Loan in Tulsa, OK?

When applying for a mortgage loan, the loan process may vary slightly from lender to lender. However, the basic steps usually include:

Selecting the Loan

First-time homebuyers may not be well-versed with their available mortgage options. Therefore, hiring a professional mortgage company can be highly beneficial.

Our experienced lenders in Tulsa, OK, will not only help you with the home loan process but also assist you in choosing the right loan option personalized to your budget.

Getting preapproved

Before putting in your mortgage application, you should consider getting preapproved by a trusted lender. It is a crucial step as it helps applicants know their loan eligibility, get an estimate, and strengthen their approval chances.

Mortgage Application

After getting pre-approval for a mortgage, when you have chosen a house to buy and extended your offer, it’s time to get started with your mortgage application. For this, you don’t have to go through any hassle.

Simply fill out our online application form and wait for the assessment. If you have any questions regarding the application process, we can help you connect with an experienced mortgage loan originator today!

Loan assessment

During the loan assessment, lenders usually require applicants to submit their relevant documents supporting their application. Thus, you also need to upload essential documents such as state-issued photo ID, income proof, credit history, etc.

You can also use our online mortgage calculators to get a potential estimate of the mortgage amount and monthly installments before submitting your loan request.

Approval and Closing

If you fulfill the mortgage lender’s specified credit criteria, you will receive the loan approval along with the loan document. It will contain all the terms and conditions for the mortgage.

Make sure to carefully read and agree with the contract before signing it and sending it back to the lenders. Once everything is finalized, you will be a proud homeowner after paying the downpayment and closing costs.

If you want to buy your dream home in Tulsa, OK, don’t delay it for long. Reach out to our mortgage experts and explore our mortgage loan programs today!

The Pre-approval Process

If you want to speed up your home-buying process by getting fast loan approval, you should consider getting pre-approved by a trusted lender. The pre-approval may usually take a few days to over a week.

At PierPoint Mortgage, you can easily get pre-approved by following a few simple steps:

  • Get Your Credit Score Checked
  • Provide documentation (i.e. Proof of income, Proof of assets, Debt-to-income ratio)
  • Employment verification
  • Obtain a loan estimate
  • Get your preapproval letter

If you want to apply for getting pre-approved for your mortgage process, you should contact us right away.

Is a Good Credit Score Necessary to Get Pre-approval for a Mortgage Loan in Tulsa, OK?

You need a couple of things to get pre-approved, and a good credit score is at the top of the list, especially if you are seeking a conventional loan.

Most financial institutions providing mortgages usually require a high credit score for loan approval. However, there are other loan options where a lower credit score might be accepted.

For example, at PierPoint Mortgage, you can find customized mortgage solutions, including FHA loans which may generally accept a slightly lower than ideal credit score. However, you can also attempt to increase your credit rating if it is short by only a few points.

If your financial situation is less than ideal, here are a few easy ways to boost your credit rating and increase your chances of getting approved for a mortgage loan.

  • Pay all your bills on/before the due date
  • Build a history of payments without defaulting/late payments
  • Make sure to pay your credit card payments timely
  • Minimize your spending to limit the credit utilization rate
  • Have an alternative income source

A better credit score can help you secure a better mortgage. Thus, you can consider consulting with our loan officers to assist you throughout each phase of the application process. In addition, we can also help devise efficient strategies to improve your credit by analyzing your detailed credit history.

So, when you are looking for a home loan and a mortgage broker in Oklahoma that can accommodate your particular borrowing needs, PierPoint Mortgage is your one-stop destination.

Looking for Expert Mortgage Lenders in Tulsa, OK?

Everyone has a dream home that they want to live in one day. Thus, people spend a lot of time finding the perfect place. However, a lack of mortgage planning can become a problem in your path. In that case, you can make your home-buying process smooth with our licensed and experienced mortgage brokers by your side.

If you want to make your dream of home ownership a reality, consult with a mortgage loan officer at PierPoint Mortgage today!

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    Reviews

    I received the utmost professionalism from this firm from the minute I first contacted them about refinancing my mortgage. Before presenting me with a range of refinancing choices, the staff took the time to completely comprehend my financial condition and ambitions. I'm delighted with the results and would suggest this business to everyone.
    Hans E. Gilbert
    Hans E. Gilbert
    06:03 03 Oct 22
    They were excellent, and we used them to obtain our mortgage.
    Megan Parker
    Megan Parker
    05:47 03 Oct 22
    Thank you for helping us with our mortgage needs in the purchase of our first home, we are grateful for everything.
    A Google User
    A Google User
    05:59 28 Sep 22
    From the first moment I interacted with PierPoint Mortgage, they took care of my mortgage process. I was able to get my dream house with their help. Their advice and processing was just exceptional. I am very grateful to them for making my dream come true.
    A Google User
    A Google User
    11:59 27 Sep 22
    In the field of mortgage, you people are just amazing. I can't thank you enough for your help in getting us our mortgage. I was very happy with the service, responsiveness and attention to detail throughout this process, The representative from your company side were just spectacular as they got us our dream home with the lowest mortgage rates.
    A Google User
    A Google User
    04:26 24 Sep 22
    I would like to thank you for your help and support during the mortgage process.  Without the help from PierPoint , we wouldn't have been sitting in our own house. Thank you again.
    Laurie Bowman
    Laurie Bowman
    12:52 22 Sep 22
    I was initially worried about opting for a reverse mortgage. I was not sure if I would be able to get enough money to support myself after retirement. But this company took care of everything and assured me that I would be able to get a good amount of money. Thank you so much for your help.
    Roger Mason
    Roger Mason
    11:38 20 Sep 22
    Give PierPoint a call if you believe that your poor credit makes it impossible for you to purchase a home.  They have helped a lot of my friends, including me, transition from renting to owning our own homes. Everyone at PierPoint was friendly and eager to assist. Call now
    Bratt Chapman
    Bratt Chapman
    10:17 15 Sep 22
    Thank you folks! I am very pleased with the mortgage refinancing company I used. They were very professional and helpful, and I was able to get the best refinancing deal for my home.
    Richard dorthy
    Richard dorthy
    07:43 15 Sep 22
    From the moment I contacted this company for my home loan refinance, I was treated with the utmost professionalism. The team took the time to fully understand my financial situation and goals before providing me with several refinancing options. I am very happy with the outcome and would recommend this company to anyone.
    A Google User
    A Google User
    04:47 15 Sep 22
    We got our home loan through them and they have been just fantastic.
    A Google User
    A Google User
    12:42 13 Sep 22
    I just got my mortgage via Pierpoint and I was very impressed with how professional they were. They offered a great number of options and the rates are very competitive. They even helped me find a home that I absolutely love! The process was very smooth and I didn't have to worry about anything because they were there to make sure it went through smoothly.
    Patrick Fidler
    Patrick Fidler
    11:44 12 Sep 22
    I am so glad I found you online; you are extremely professional and friendly, and your team is incredible. I was searching for the perfect lender to remortgage my mortgage, and you were it.
    John McMillen
    John McMillen
    05:59 16 Aug 22
    They are a team of knowledgeable and professional people. We obtained a mortgage through them, and that too, at a comparatively lower rate. Totally recommended!
    Sean Vance
    Sean Vance
    12:44 27 Jul 22
    I recently bought a house with the help of one of your mortgage brokers. I'd like to thank you for your help and professionalism, beginning with the first phone call I made to your firm and continuing through the completion of my mortgage. Very impressive.
    Zair White
    Zair White
    09:24 22 Jul 22
    I highly recommend PierPoint Mortgage Group for home mortgage. I am a first time home buyer and was so anxious about the process,but Pierpoint put my mind at ease and explained everything,every step of the way. Great company with competent staff!
    Manny Pacqiao
    Manny Pacqiao
    11:41 21 Jul 22
    This mortgage firm has been there for me every step of the way. I was never left in the dark, and they answered all of my questions in the most fantastic way possible, despite the fact that I had no history in mortgages, and yet their explanation of each and every subject was simply so clear and easy.
    Gene Brosnan
    Gene Brosnan
    07:47 27 May 22
    One can be certain that this mortgage company will not deceive you and steal all of your money. I had a positive experience with them, which is why I recommend their services to everyone.
    Claudia Kennedy
    Claudia Kennedy
    01:46 19 May 22
    It is really important to have someone who you trust for the assistance of money. I trusted the team to get me loan and they did a fabulous job.
    Amber White
    Amber White
    09:11 07 May 22
    I was able to receive the home loan I needed swiftly and effortlessly since they were professional and efficient.
    Sophie Jackson
    Sophie Jackson
    11:17 04 May 22
    I needed money in a hurry, so I went online and found a company that lent money quickly. I applied and received the funds I required without difficulty. Thank you for your assistance!
    Melvin Russell
    Melvin Russell
    09:24 19 Apr 22
    I applied for a home loan online, and they assisted me in receiving it swiftly. There were no lengthy procedures that I had to go through.
    Jacqueline Perez
    Jacqueline Perez
    13:19 11 Apr 22
    They were recommended to me by a friend. They are extremely professional, quick, and simple to work with. The prices are also very reasonable. I'd strongly suggest them to everyone!
    Sara Taylor
    Sara Taylor
    10:45 30 Mar 22
    I’m really thankful to your team for helping me out with the reverse mortgage. I'm definitely going to spread good words about your company to near and dear ones.
    Antonio Simmons
    Antonio Simmons
    11:13 29 Mar 22
    I appreciate your team's efforts in obtaining approval for my home loan. All information was proactively collected, and regular follow-ups were conducted. It comes highly recommended!
    Loretta Leonard
    Loretta Leonard
    11:18 16 Mar 22
    I was looking for a firm that helps me to provide a home loan and finally, I found them and they helped me a lot.
    Meredith Collins
    Meredith Collins
    12:55 03 Feb 22
    I found them to be very professional, and highly capable when it comes to dealing with any financial issues. They were able to explain everything in detail, and made me feel at ease about the entire home loan process.
    Norma Brown
    Norma Brown
    04:07 13 Jan 22
    I'm very happy with this mortgage company. I highly recommend their service!
    A Google User
    A Google User
    13:09 06 Jan 22
    I want to recommend you a mortgage broker who gave me an instant home loan with affordable interest rates.
    Antonia Lawrence
    Antonia Lawrence
    11:37 06 Dec 21
    When I decided to buy a new home, all I wanted was a mortgage that would allow me to own my dream house. None of the banks could give me the right deal, but they gave me an amazing offer with low interest rates. I really appreciate your honest service!
    Karen Jenkins
    Karen Jenkins
    14:20 03 Dec 21
    A friend of mine recently referred me to the service of this company, and I am immensely grateful for that. The loan officer was very helpful in explaining each step of the process clearly. Thanks a lot!
    Lee Gonzalez
    Lee Gonzalez
    13:28 23 Nov 21
    I cannot thank the team of the best mortgage lenders enough for helping me with the whole process from beginning to end.
    Therese Jennings
    Therese Jennings
    11:48 18 Nov 21
    I would strongly recommend them as one of the best mortgage companies and from experience would consider their service to be superior to all the major banks.! The diversity of their products has assisted me to enjoy our current lifestyle.
    Rita Damard
    Rita Damard
    06:05 29 Oct 21
    I'm so pleased a friend recommended this mortgage company to me! It was extremely simple to obtain the home loan I required, and they were extremely accommodating throughout the process.
    Antonio Gonzalez
    Antonio Gonzalez
    07:51 28 Oct 21
    This is the second time I've applied for a home loan with the help of these mortgage lenders. With them, I've always had a good time. Thank you so much, guys, for your fantastic service!
    Roy J. Thompson
    Roy J. Thompson
    05:27 10 Sep 21
    Thanks to them for their help in getting me a home loan. The staff was courteous and professional and handled everything with ease. Highly recommend them.
    Lucy Powell
    Lucy Powell
    11:54 18 Aug 21
    That was an awesome processing job. A dedicated loan officer was assigned to each phase instead of one busy loan officer. The home loan process went smoothly for me.
    Carrie Beck
    Carrie Beck
    11:43 11 Aug 21
    My emails were answered timely. I had a good experience working with these amazing people.
    A Google User
    A Google User
    07:10 29 Jul 21
    This mortgage company's support and assistance are second to none. Their customer service is outstanding and they are always available to answer all of your queries.
    Jaelynn Isai
    Jaelynn Isai
    04:38 17 Jul 21
    I was hesitant at first when thought of contacting Shannon about my mortgage plans. But trust me today I am happier & thankful to Shannon for guiding me throughout that time & making the best plans for me.
    Harriot Gibson
    Harriot Gibson
    07:39 09 Dec 19
    The whole process from general inquiry to mortgage application was a quick process and clear process. Shannon clearly explained the mortgage process and my options and made all the jargon for a first buyer easy and straight forward to understand. I also really liked how well Shannon kept me up to date with the progress of the application. I would highly recommend this amazing free service PierPoint Mortgage provides!
    Eddie Hart
    Eddie Hart
    13:30 12 Nov 19
    We found our best deal with PierPoint Mortgage. Thanks to Shannon. Recommended!
    Bobby Harms
    Bobby Harms
    10:27 06 Nov 19
    Professional team and Shannon is a best agent I have so far worked in this business. Overall a great experience with Pierpoint Mortgage.
    Chi Peter
    Chi Peter
    13:36 05 Nov 19
    Hassle-free, professional and friendly. Shannon from PierPoint Mortgage was a great guide, highly cooperative, enormously kind and remarkably spontaneous...Wish I'd done all my mortgages through PierPoint Mortgage!
    Consuelo Eccleston
    Consuelo Eccleston
    09:24 28 Oct 19
    PierPoint was just amazing when it came to my very difficult situation. They were kind and compassionate and the people working there really do care. Everything was easy to understand and they were able to get me and my daughter into our new home just before Christmas 🙂
    dk l
    dk l
    16:52 23 Aug 19
    Shannon and his team were just the best. I cant tell you how many times i had called with questions that, in retrospect, i could have just looked up myself, but they were always so friendly and eager to give me more than enough info on each question i had. Plus, it was so cool that the owner of the freaking company helped me with my mortgage! I am def. going to refer them to anyone i know who needs a pr-apporoval
    wilfre dobenderYaf
    wilfre dobenderYaf
    14:44 23 Aug 19
    Shannon was an amazing Loan Officer. I would definitely recommend him to anyone looking to buy a house. He is easy to get a hold of and very friendly.
    Henry Hemerez
    Henry Hemerez
    19:35 30 Jan 19
    Great communication and they are super straightforward with you. My loan closed on time! Thank you PierPoint Mortgage
    Justin Adamey
    Justin Adamey
    20:35 28 Jan 19
    Thank you Shannon at PierPoint Mortgage for helping us get our home loan. We are very pleased with the service we were provided and would definitely recommend Shannon to anyone in the market to buy a house.
    Maria Conrad
    Maria Conrad
    20:21 28 Jan 19
    Shannon made buying our first home very simple and stress free! The mortgage loan closed within just a few weeks and we are already moved in! Thank you so much to Shannon and his hard-working team.
    Louise Casey
    Louise Casey
    19:58 23 Jan 19
    I am so thankful for PierPoint Mortgage. We finished refinancing right before the holidays, best decision we have every made!
    Connie Sighz
    Connie Sighz
    19:55 17 Jan 19
    Shannon is a great loan officer! He was with me every step of the way and got everything processed quick. I am so lucky to have had a loyal person by my side throughout the purchase of my new home.
    Danny Larson
    Danny Larson
    20:01 16 Jan 19

    We Are Here To Help You

    Our Tulsa, Oklahoma Office

    With 50 years of experience in the industry, PierPoint Mortgage is offering the finest mortgage services. We deal in various mortgage programs that will help you become a proud homeowner.

    Address
    7122 S Sheridan Rd Ste 1008,
    Tulsa, OK 74133
    918-992-7511

    ABOUT US

    PierPoint Mortgage, LLC, was founded in 2003 and have been offering brilliant services ever since. PierPoint Mortgage is a nationwide mortgage broker that has over 50 years of mortgage experience.

    NEWSLETTER

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