HomeMortgage Lender In Portland, Oregon

Portland, Oregon

Our mortgage brokers are here to assist you
Mortgage Broker Lenders Portland, Oregon

Want to get the best rate from a mortgage lender in Oregon? Here’s what to do

Looking around for the best mortgage brokers in Portland, Oregon is the key to finding the best mortgage product. While searching for a mortgage lender, you first need to have a clear idea about certain things like your bank, your credit union, and the options of online lenders available.

Compare rates, loan terms, down payment requirements, real estate insurance, closing costs, and other fees on each offer. Once you have done your research and have shortlisted the top mortgage companies in Portland, here’s what you need to do to get the best rate for your mortgage.

Boost your credit score in Step 1

Take a look at your finances before you apply for a mortgage, and fix them if necessary. Examine your credit score and credit report.

Your credit score tells lenders you can be trusted to pay your debts on time, so they are more comfortable doing business with you and are willing to offer you favourable rates.

Along with solid credit, lenders will look at your debt-to-income ratio to make sure you can handle your current debts and a new mortgage payment. A percentage is calculated by adding your monthly debts and dividing them by your gross monthly income. When you choose trusted lenders in Portland, Oregon and rely on PierPoint Mortgage, we do the complex work for you so that you don’t have to wonder about credit requirements and all other stuff. We will help you with all and any questions you may have about credit requirements for any loan.

Next, proceed to step 2. Set a budget

Knowing how much house you can afford is key to finding the right mortgage. If you want to apply for a reverse mortgage, this is very crucial. If you ask us, taking out a mortgage that maxes out your budget and leaves no wiggle room for unexpected expenses can be a bad move financially. But be assured, we are called the most trusted and the expert trusted mortgage lenders for a reason, we help you make the right decision.

Preapprovals are based on your gross income, outstanding loans, and revolving debt. However, they do not incorporate other monthly expenses, such as utilities, gas, day-care, insurance, or groceries, into their calculations.

Taking into account these expenses as well as your other financial goals can help you determine what you can afford. You should calculate how much your mortgage payment should be based on your monthly net income.

Here’s a tip from one of the best mortgage companies in Portland- Be conservative about the amount of your monthly mortgage payment, especially for first-time home buyers who may not get their ideal home right away.

Third step: Understand your mortgage options

It is important to know the different types of mortgages to find the best mortgage brokers in Portland, Oregon. By doing some research upfront, you may be able to separate mortgage facts from fiction.

Some mortgage companies in Portland offer conventional loans that require as little as 3 percent down, and others offer government-insured loans that require no down payment or only 3.5 percent down. You should look into FHA loans and USDA loans, and if you are a veteran, you should consider VA loans.

This is the fourth step. Look at multiple lenders’ rates and terms

Choosing the first mortgage lender in Portland, Oregon, you speak with isn’t a good idea. You should compare rates, fees, and terms from different types of lenders to ensure you’re getting the lowest rates, fees, and terms. If you prefer online, text, or in-person communication, you should also find a lender who communicates in the way that suits you.

You can also consider engaging with a mortgage broker. Using a mortgage broker, you can find multiple lenders who are closely matched to your needs by evaluating your application and requesting quotes. Compare your broker’s loan offers with those you found on your own. In order to figure out what your bottom-line costs will be, compare rates, points, fees, mortgage insurance, and down payments.

Still confused? Just contact us and we will offer you the best service and get you approved for a mortgage product at the right rate. Being one of the best mortgage companies in Portland, we know what is best for you and we take pride in doing the right thing for all of our clients.

    Get Pre-Approved Now!


    Get Pre-Approved Now!


    Get Pre-Approved Now!


    Get Pre-Approved Now!

    Reviews

    Your company is the best! I couldn't believe how easy it was to get a reverse mortgage. I was really stressed out, but your company really came through for me. Thank you so much!
    Marian Collins
    Marian Collins
    15:40 05 Jul 22
    Thank you for your amazing reverse mortgage services. The staff was there for me at every step. I can't thank you enough for the services. Thank you for your assistance and support.
    Charles Williams
    Charles Williams
    09:08 25 Jun 22
    The reverse mortgage consultants at the company were able to help me navigate the application process and get approved for a loan. They explained the process clearly and reassured me every step of the way. I would recommend their services to anyone considering a reverse mortgage.
    Robert Baker
    Robert Baker
    09:29 21 Jun 22
    My friend was initially hesitant about getting a reverse mortgage, but the staff at this organization was able to reassure him and help him through the entire process. They were quite helpful in obtaining approval for his reverse mortgage, and he is now able to pay for my medical care without difficulty.
    Joshua Kober
    Joshua Kober
    02:26 11 Jun 22
    I'm very impressed with the services that reverse mortgage provides. They made the entire process quick and easy for me, and I didn't have any problems with them. I would definitely recommend them to anyone looking for a reverse mortgage.
    Brad S.
    Brad S.
    04:10 08 Jun 22
    The staff assisted me in applying for a reverse mortgage and obtaining better rates. They were courteous and competent, and they swiftly provided me with the funds I required. Thank you so much, guys!.
    Billie Black
    Billie Black
    04:59 02 Jun 22
    Their service was effective in making my reverse mortgage application approved. At the very least, I can now afford to pay for my medical care comfortably.
    Mcandrews Besser
    Mcandrews Besser
    05:16 27 May 22
    They provide the best services of any mortgage company. I applied for a reverse mortgage with them, and the entire process was completed quickly and efficiently. I didn't have to deal with any issues with them.
    Hattie Chambers
    Hattie Chambers
    05:37 16 May 22
    The staff was friendly and eager to help me with everything I needed. They went above and beyond to ensure that my home loan was received as soon as feasible.
    Brenna M. Marsh
    Brenna M. Marsh
    10:39 07 May 22
    I had a fantastic time dealing with them. The procedure was straightforward, and the customer service was outstanding. I would strongly advise anyone searching for a home loan to use this company.
    Antonio Félix
    Antonio Félix
    10:07 04 May 22
    I'm completely astounded by how good this home loan company is. They secured me a loan when no one else would, and they did so fast and efficiently. They are someone I would suggest to everyone!
    Raul Fields
    Raul Fields
    05:27 19 Apr 22
    I needed a mortgage and came across this firm online. They were fantastic! They were extremely helpful and understanding throughout the process. I couldn't have asked for a better situation. Thank you a lot!
    Pat Patterson
    Pat Patterson
    10:17 14 Apr 22
    Within two days, the funds were deposited into my account. Overall, I was pleased with the service and would strongly suggest it to others.
    Owings Kilroy
    Owings Kilroy
    06:58 09 Apr 22
    I was pleasantly surprised by how quickly they responded. They immediately processed my application and granted me the money.
    Rhonda Proctor
    Rhonda Proctor
    06:17 06 Apr 22
    They are extremely knowledgeable and committed, and they greatly helped me in properly handling my home loan application.
    Katie Washington
    Katie Washington
    09:03 04 Apr 22
    I would highly recommend working with them if you're in the market for a new home loan!
    Katrina James
    Katrina James
    11:42 30 Mar 22
    I recently had the opportunity to work with a fantastic mortgage company. They have great customer service- they return my calls and answer all of my questions in a timely manner.
    Harriet Frazier
    Harriet Frazier
    15:13 28 Mar 22
    This company has a lot of experience in the mortgage industry and they helped me to find the right loan for my needs.
    Camille Nelson
    Camille Nelson
    07:37 26 Mar 22
    When I applied for a home loan online, I had no idea what to expect, yet this company exceeded my expectations. Their customer care representatives made me feel very at ease throughout the entire procedure.
    Janice Daniels
    Janice Daniels
    06:12 24 Mar 22
    I couldn't believe how professional they were and how well they knew what they were doing. The home loan application procedure was quick, simple, and stress-free!
    April Robinson
    April Robinson
    08:04 22 Mar 22
    My home loan's interest rates were much below my expectations. I'm really delighted I found this loan firm.
    Gail Hawkins
    Gail Hawkins
    10:46 25 Feb 22
    I was looking for mortgage lenders and couldn’t think of anyone better than them. They have impressed me with their work.
    Gladys Wright
    Gladys Wright
    04:42 17 Feb 22
    I wanted someone for a reverse mortgage and my friend told me that they are the best mortgage lenders. Without a doubt, I can say that she was absolutely right. I am so happy that I choose them
    May Myers
    May Myers
    05:37 12 Feb 22
    Their unwavering efforts and attention enabled me to obtain my dream loan in the quickest possible period. I'll surely tell everyone I know about them.
    Alicia Daniels
    Alicia Daniels
    10:25 07 Feb 22
    When I initially filed for a loan, I was terrified, but these individuals made it so simple. They took care of everything for me. I never imagined applying for a home loan could be that simple.
    Natasha Chavez
    Natasha Chavez
    12:17 03 Feb 22
    It was really simple to obtain a loan from them. Their customer service is fantastic, and they provide their consumers with the best options possible.
    Aurora Hawkins
    Aurora Hawkins
    10:01 18 Jan 22
    This lender assisted me in getting the loan disbursed. The loan was approved the same day I applied.
    Kerry Pierce
    Kerry Pierce
    13:46 14 Jan 22
    They provided outstanding customer service throughout the entire home loan process. I would strongly recommend them!
    Cristobal Tusing
    Cristobal Tusing
    11:47 12 Jan 22
    They offer a wide range of services related to financing. In addition, they provide comprehensive homeownership education for first-time buyers.
    Rosa Hunt
    Rosa Hunt
    09:59 08 Jan 22
    I'm happy to recommend this company. They were able to help me get my home loan processed in a short period of time and at the best rate possible.
    Billie Gonzales
    Billie Gonzales
    12:42 06 Jan 22
    This company is a very good place to get your home loan. They are not like other companies that will make you wait for days before they process your application. Their staffs are very friendly and patient with all their customers. I highly recommend this company to everyone!
    Angel Mccoy
    Angel Mccoy
    06:40 05 Jan 22
    This is the best mortgage firm I've ever come across. Their assistance is quite beneficial. All of my queries were quickly and accurately answered. I will tell anyone about their home loan services who needs a loan!
    Inez Sanders
    Inez Sanders
    07:51 08 Dec 21
    I have been working with them for the last 2 months and they are really great at their work. They are very friendly and they always respond to my calls whenever I need help or guidance. I applied for a home loan and I got it within 24hours. Thank you for giving me an instant loan!
    Robyn Turner
    Robyn Turner
    13:47 03 Dec 21
    I was truly happy with your help. It means a lot to me that you were able to find and guide me through the best option for my financial situation. I will be sure to recommend you to all of my friends and family members who are also looking for a home loan.
    Kristina Gonzales
    Kristina Gonzales
    09:48 25 Nov 21
    The mortgage broker that I decided to work with was able to meet my needs, and I am grateful for their assistance.
    David
    David
    13:42 24 Nov 21
    I'd want to express my gratitude to these individuals. This company was recommended to me by a friend, and they were able to offer me with a home loan in the time frame that I needed. They were able to give me an immediate loan, which was quite helpful. Thank you very much!
    Marilyn Harris
    Marilyn Harris
    13:13 23 Nov 21
    You will honestly never get the same level of service anywhere else. I just feel that the staff are fantastic, the mortgage brokers were so credible and ethical and I have had nothing but great dealings with you on the whole. Thank you!
    Fred Rose
    Fred Rose
    06:44 03 Nov 21
    It's great to work with them. They secured me a USDA loan efficiently and professionally. They were kind and understanding as well as very understanding.
    Annette Reynolds
    Annette Reynolds
    09:05 28 Aug 21
    My loan application was approved by these Mortgage lenders. They also assisted with the paperwork required for the loan. Thanks a ton!
    Gina Wells
    Gina Wells
    11:46 18 Aug 21
    This mortgage leader is professional and communicative and always available to assist when needed. They get the job done when they say they will and close on time.
    Sylvia Gomez
    Sylvia Gomez
    11:38 11 Aug 21
    My home loan application process was explained completely to me by the company. As a result of their prompt follow-up and assistance, I was able to apply and receive a loan quickly. The experience was great, despite the difficult circumstances.
    Hannah Hill
    Hannah Hill
    06:22 05 Aug 21
    Customer service at its finest! Special thanks to these mortgage brokers who guided and assisted me in determining which option was best for me. Excellent value and customer service✌
    Margaret Dunn
    Margaret Dunn
    07:00 29 Jul 21
    So easy to deal with prompt friendly service great team. They made the conventional loan process and simple. Awesome team! I’ll use them again
    Medina Lacy
    Medina Lacy
    18:37 12 Jul 21
    PierPoint Mortgage is the best mortgage company around. They help you with sheer concern, and they are always ready for a task. They make things easy for their customers. Highly appreciated services.
    Raymond K. Brown
    Raymond K. Brown
    18:48 18 Feb 21
    I wanted a Jumbo loan. PierPoint Mortgage helped me to their fullest extent in getting me the loan. Thank you, lads, I am grateful to you.
    Roy Johnson
    Roy Johnson
    07:37 27 Jan 21
    I have never seen anyone so proficient in handling different types of mortgages and you can trust one thing that no matter how murky your case can be, they will surely be able to manage it in the best manner possible.
    Olivia Graham
    Olivia Graham
    10:19 31 Jul 20
    My experience with PierPoint Mortgage was the best of my life. Their dealings are so transparent, smooth, and simple that a person like me who absolutely has no knowledge of anything related to the world of brokerage and mortgage did not have any difficulty in understanding the procedures. And in case if I ever had any questions out of curiosity, I was explained with utmost patience till I had the clarity to my satisfaction. I would recommend their services to everyone.
    John Cambridge
    John Cambridge
    12:06 08 Jul 20
    I never imagined that getting a mortgage for a house would be so easy with PierPoint Mortgage. They literally just made everything a cakewalk and with their help, I could place my bid on my favorite piece of residential property. I will always opt for their services in the future.
    Elaf Naimi
    Elaf Naimi
    08:03 02 Jul 20
    As first-time home buyers everything was new to us and the most important thing, we wanted was someone we could trust. Shannon was there for us every step of the way. I'm glad we chose his services and would recommend Shannon to anyone buying a home.
    Halley Gaul
    Halley Gaul
    06:53 17 Dec 19
    My profession is one of the main reasons why I am into mortgaging and stuff but undoubtedly in my 10 years of career I haven’t met anyone like Shannon. Professional and ardent listener and was quick with his skills and knowledge. If you are going for mortgage, do contact him for the same.
    Kali Spencer
    Kali Spencer
    08:08 09 Dec 19
    Kathline Seng
    Kathline Seng
    07:08 21 Nov 19
    As a first time home buyer I started my application with Shannon (because of the positive reviews on google), He did his best to complete my application on time and I'm really happy not just for the rate that he offered me but also for being honest,supportive and reliable.
    Erik vice
    Erik vice
    10:55 18 Nov 19
    Shannon and his team are very well informed, helpful and all very kind. They take a topic that's not the most interesting, mortgages, and make it interesting. Great value. Go here if you're looking to get your mortgage.
    Emma Frenz
    Emma Frenz
    09:41 18 Nov 19
    I'm the type of person who can get things done you just have to tell me what to do, so I was so grateful when shannon quickly picked up on my style and saidOK this is what you have to do this is how you're gonna do it. just bring me this and that info and I'll take care of the rest!God that made life so much easier when making the biggest financial decision in my life! thanks again shannon, Lindsey, and Terry for all that you do!
    emmanuel ifeanyi
    emmanuel ifeanyi
    09:21 17 Nov 19
    PierPoint Mortgage were responsive and supportive. As first time buyers, we found their advice to be invaluable in helping us navigate through the process of finding a mortgage. Our adviser Shannon was very personable, knowledgeable and empathetic, and was always on hand to answer questions, no matter how small.
    edip gülseren
    edip gülseren
    11:04 14 Nov 19
    My mortgage advisor was Shannon and he was top class! He knows his stuff, he is empathetic to your situation and made the whole transaction as smooth as possible. He kept us up to date on everything. well done team PierPoint Mortgage, would highly recommend!
    Josh Rolland
    Josh Rolland
    13:38 13 Nov 19
    The best thing which I experienced at PierPoint Mortgage was loyalty. And it wasn't possible for me to make my matters resolved without Shannon. Wise and the nicest person with broad thoughts. Splendid job!!!!
    Hortense Kaminski
    Hortense Kaminski
    07:49 06 Nov 19
    I have a very vast and phenomenal experience with Shannon. He is a really experienced person who answered my questions very wisely and recommended me a better and helpful solution regarding my problems.I'd like to highly recommend him and his team to everyone.
    Myrtis Vinci
    Myrtis Vinci
    10:08 05 Nov 19
    Wow! From enquiry to being offered a new mortgage was so speedy. impressed with the excellent service that was afforded. Shannon from PierPoint Mortgage was excellent in every way - he was extremely professional and efficient. He kept us fully informed during the whole process and contacted us as soon as he had any new information as well as returning e-mails and calls right away. I have already recommended friends and family.
    Craig Brown
    Craig Brown
    08:02 28 Oct 19
    thank you to PierPoint Mortgage for getting me my mortgage loan in just a few weeks!
    Ethan Star
    Ethan Star
    20:01 15 Jul 19
    Thank you for helping me refinance my home. My payments are now significantly lower!
    Yolanda Kintzel
    Yolanda Kintzel
    18:16 30 Jan 19
    The team at PierPoint Mortgage went above and beyond to make sure our loan closed on time. They were always there to answer questions, they really are a 5 star mortgage company.
    Aaron Harper
    Aaron Harper
    18:52 28 Jan 19
    Great Mortgage Broker! Totally reliable and trustworthy! I would highly recommend them.
    Peter Olive
    Peter Olive
    18:45 23 Jan 19
    I'm so glad I chose PierPoint Mortgage as my broker. They are very professional and are still there for me even after the loan has closed.
    Kyle Briggs
    Kyle Briggs
    20:35 22 Jan 19
    Thank you to PierPoint Mortgage for helping me buy my first house. They made the process seem effortless. I'm very glad I found them on Google! Thank you to everyone involved in my loan. I'm feeling blessed.
    Henrietta Brown
    Henrietta Brown
    20:28 18 Jan 19
    We just bought our first house and it was all possible because of Shannon at PierPoint Mortgage! He is a wonderful loan officer! He always answered the phone and replied to my emails immediately, he demonstrated "perfect" customer service." So, we just wanted to thank him for all of his hard work.
    Kate Winston
    Kate Winston
    20:45 17 Jan 19
    I am very impressed with the way PierPoint Mortgage does business. They are great to work with and got my home mortgage loan closed within 18 days! I want to thank everyone who worked on my loan and I will be referring you to all of my friends and family.
    Evan Peters
    Evan Peters
    19:20 10 Jan 19

    We Are Here To Help You

    Our Portland, Oregon Office

    With 50 years of experience in the industry, PierPoint Mortgage is offering the finest mortgage services. We deal in various mortgage programs that will help you become a proud homeowner.

    Address
    3300 NW 185th Ave,
    Portland, OR 97229
    503-647-2400

    ABOUT US

    PierPoint Mortgage, LLC, was founded in 2003 and had been offering brilliant services ever since. It is a nationwide mortgage broker that has over 50 years of mortgage experience.

    SIGN UP

      © Copyright 2022 PierPoint Mortgage. All Rights Reserved.