Mortgage Broker · Seattle, Washington
PierPoint Mortgage in Seattle, WA
Serving Seattle homebuyers from our Muskegon, Michigan headquarters — fully licensed in Washington, 100+ wholesale lender partners, $0 broker fees, 24-hour pre-approval.
★★★★★ 4.9 · 152 reviews·NMLS #112844·Founded 2003 · 20+ years
SERVICE AREAS
Proudly Serving Washington & the Top 14 Metros
Our licensed mortgage team has helped thousands of Washington homebuyers compare rates from 100+ wholesale lenders. Click any city below to see local loan limits, rates, and FHA programs — or call (231) 737-9911.
ABOUT THIS LOCATION
About Our Seattle, WA Mortgage Services
Washington markets are bimodal — Seattle metro premium pricing vs. affordable Spokane and Yakima. PierPoint Mortgage helps Seattle homebuyers win in this market by comparing rates across 100+ wholesale lenders, securing 24-hour pre-approvals that real estate agents trust, and structuring loans (FHA, VA, conventional, jumbo, DSCR) tailored to Washington’s loan limits and regulatory environment.
We’re licensed by the Washington Department of Financial Institutions and have been originating mortgages in Washington since 2003. While our headquarters is in Muskegon, Michigan, our entire process is digital — application, document upload, e-signature, and closing coordination all happen remotely. Seattle clients don’t need to visit a physical office.
LOAN OPTIONS
Mortgage Products Available in Seattle, WA
FREQUENTLY ASKED
Seattle Mortgage Questions
Mortgage rates in Seattle track national rates but vary by loan type, credit score, and down payment. PierPoint Mortgage compares quotes from 100+ wholesale lenders in real time. Call (231) 737-9911 for today’s rate.
Down payment minimums in Seattle depend on loan type: 3% conventional, 3.5% FHA, 0% VA (for eligible veterans). Washington also has state-level down-payment-assistance programs that can lower out-of-pocket costs significantly.
Yes — PierPoint Mortgage LLC (NMLS #112844) is licensed by the Washington Department of Financial Institutions to originate residential mortgages in Washington, including Seattle and all surrounding service areas.
No. Our entire process is digital — application, document upload, e-signature, and closing. Seattle clients work entirely with our team by phone, email, and our secure online portal. No in-person office visit required.
24 hours for most files. Submit your documents in our portal Monday morning, get your pre-approval letter by Tuesday morning — ready for your real estate agent to use on Seattle listings the same week.
